Privacy Policy

1. Information We Collect

1.1 Personal Information

• Registration Data: Name, email address, username, and contact details when you create an account.
• Payment Information: Credit/debit card details (processed securely via third-party providers like Stripe, PayPal, or Apple Pay). We do not store payment card data directly.
• User Content: Course progress, completion rates, and feedback submitted through the platform.

1.2 Automatically Collected Data

• Technical Data: IP address, browser type, device information, operating system, and cookies.
• Usage Data: Pages visited, time spent, links clicked, and interaction with learning materials.
• Cookies: Small text files stored on your device (see Section 6 for details).

2. How We Use Your Information

We use your data to:

• Provide and personalize our educational services.
• Process payments and send transaction confirmations.
• Communicate updates, security alerts, and promotional offers (opt-out available).
• Improve platform functionality through analytics.
• Prevent fraud and ensure legal compliance.

3. Legal Basis for Processing (GDPR)

For EU/UK users, we process your data based on:

• Consent: For marketing communications and non-essential cookies.
• Contractual Necessity: To deliver services you request (e.g., course access).
• Legal Obligations: To comply with tax, fraud, or law enforcement requirements.

4. Data Sharing

We may share your information with:

• Payment Processors: Stripe, PayPal, or Apple Pay (PCI DSS compliant).
• Service Providers: Cloud hosting, analytics (e.g., Google Analytics), and customer support tools.
• Legal Authorities: When required by law (e.g., court orders).
• Business Transfers: In mergers, acquisitions, or asset sales.

We do not sell your personal information.

5. Your Rights

5.1 General Rights

• Access: Request a copy of your data.
• Correction: Update inaccurate information.
• Deletion: Request erasure of your data (exceptions apply).
• Opt-Out: Unsubscribe from marketing emails via the "Unsubscribe" link.

5.2 GDPR-Specific Rights

• Data Portability: Receive your data in a machine-readable format.
• Objection: Object to processing based on legitimate interests.
• Withdraw Consent: Revoke consent for cookies or marketing.

5.3 CCPA/CPRA Rights (California Residents)

• Do Not Sell/Share: Opt out of "sales" or sharing for targeted ads.
• Limit Sensitive Data Use: Restrict use of sensitive personal information.
• Non-Discrimination: We will not deny services for exercising your rights.

Submit Requests:

• Email: [email protected]
• Toll-Free: +1 561-718-1148

We honor the Global Privacy Control (GPC) signal.

6. Cookies and Tracking

6.1 Types of Cookies

• Essential: Required for site functionality (e.g., login).
• Analytics: Track usage patterns (e.g., Google Analytics).
• Advertising: Deliver personalized ads (opt out via YourAdChoices).

6.2 Consent Management

• EU/UK users will see a cookie consent banner. Adjust preferences via your browser settings or our Cookie Policy.

7. Data Security

We implement safeguards including:

• Encryption: TLS 1.2+ for data in transit.
• Access Controls: Restricted to authorized personnel.
• Regular Audits: To identify and address vulnerabilities.

8. Data Retention

We retain your data only as long as necessary:

• Active Accounts: Until deletion is requested.
• Payment Records: 7 years for tax compliance.
• Inactivity: Data is anonymized or deleted after 2 years of inactivity.

9. International Data Transfers

Data may be transferred outside the EU/UK. We use Standard Contractual Clauses (SCCs) and ensure third parties comply with GDPR.

10. Children’s Privacy

Our services are not intended for users under 16. We do not knowingly collect data from minors. Parents/guardians may contact us to delete unauthorized data.

11. Policy Updates

We will notify users of material changes via email or website notices. Continued use constitutes acceptance.